Officer I, Credit Administration

Job Purpose:

Provide credit administration support to the bank for effective customer service

Key Roles and Responsibilities:

• Preparation of offer letters and contractual documents.
• Examine Executed Credit Contractual Documents and prepare the Credit Contractual Documents Checklist.
• Processing entries in Finacle - Disbursements, Repayments, Coding and maintenance of facility parameters.
• Collect all commitment fees, including initial fees and those due daily.
• Scanning of documents.
• Filing of documents.
• Trade Appraisals.
• Updating customer interest parameters in line with changes to interest rates on lien deposits. (Roll-over process)
• CRB daily and monthly file uploads.
• Preparation of Management reports.
• Update of registers for various processes.
• Audit Confirmation Reports.
• Assisting in processes relating to Credit Admin.

Key Performance Indicators:

• Efficient and timely review of credit loan applications
• Risk Analysis of loan applications
• Monitor of compliance for all loan applications
• Securities evaluation
• Reporting

Academic Requirements:

• Minimum of a bachelor’s degree in banking or Finance from a recognized accredited university
• A minimum of CPA IV qualification is required
• Apply basic accounting principles in the interpretation of customer financial statements

Experience:

• Minimum of three (3) years banking experience with at least two (2) years of credit analysis experience

Core Competencies:

• Banking/Financial Institutions Knowledge
• Product Knowledge
• Financial & Business Acumen
• Customer Engagement

Professional Competencies:

• Accountable
• Excellence
• Team Player/Collaboration
• Leadership

Technical Skills:

• Credit Analysis and Financial Analysis
• Good Analytical Skills
• Networking Skills
• Financial Modelling & Valuation Analyst or Certificate in Financial Modelling or equivalent

Knowledge:

• In-depth knowledge of the local banking industry, banking products, banking services and banking regulations
• Good working knowledge and understanding of general commercial regulations and practices
• Thorough knowledge of Credit Administration Process
• Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks

The deadline for submission is 29th October 2026.